Needs vs. Wants
Buying a car is not easy. First you need to choose what make and model of vehicle you want. Then match your needs, then your wants. Most buyers do it the other way around and wind up with a car that they enjoy because it is what they wanted. But they also end up hating their new purchase because it does not satisfy their needs. Collaborate what features that you certainly necessitate (needs), and then decide what features that you would like to have (wants). Your wants should only be obtained as long as they suit the amount you a looking to spend. You should figure this all out prior to going to the auto dealership. Trying to figure out which features are significant to you while in the dealership will simply cost you money and cause you anguish. Whether you decide to purchase a new car or a used car, the examples provided below should have the same influence on your decisions.

Examples of Needs:
1. 4 Doors
2. Automatic Transmission
3. Air Conditioning
4. Luggage rack
5. Child safety seats
6. Towing package (if you are planning to tow a boat, trailer, etc.)
7. Rear defroster/heated mirrors
8. 4 Doors Station wagon or Minivan

Examples of Wants:
1. Blue car with tan interior (or any specific color)
2. Sport wheels
3. 6 disc CD Player
4. Upgraded interior
5. Sunroofs/moon roofs (unless you are really tall!)
6. Spoilers/ground effects
7. Engine with more horsepower than you need.
8. Electronic gauge

Have Your Finances Ready
When you apply for a car loan it is important that you check your credit history by obtaining a credit report. Eliminating the chance that erroneous information is listed that could damage--or prevent--your approval for funding. You can receive a FREE copy of your credit report from Trans Union by clicking here. We recommend that you check your credit before applying for an auto loan.

READ EVERYTHING!
When completing your new or used car purchase, make sure that you READ EVERYTHING BEFORE SIGNING, including all of the fine print! Determine beforehand if you want a warranty, and don't allow any "dealer extras" or added charges slip by.